May202019

 

               By Boots Johnson

Lake Oroville is now at capacity and the fishing could not be better. Rains these past days have raised rivers, streams and reservoirs. All the rain has also either muddied up the water or has made it murky.

The opening of Eagle Lake is just around the corner and we expect a large turnout as usual. Make sure you bring warm clothes for this one as usual, but more so this year. We are told the fish will be cooperating and should be in the two to four pound range. These feisty trout, a strain all their own, are a kick to catch and are wonderful eating.

Conditions in the high country tell us different tactics may be needed for success on the trout stream. Close the fly box or wallet and fish with live bait. The famous earthworm is always a good choice. Look in the water for other insects, including hellgrammites, which are killers on any stream. Grubs may be found if you use a screen to catch the insects. Sometimes size is important as well as color. I always used a gob of trout worms when the water was not clear. Remember, when fishing with bait it must be on the bottom. Using a small weight, even a couple of split shot will do the trick. I have even caught trout on the skeleton of may flies which can be found on the side of exposed rocks and boulders when nothing else will produce. We also must not forget the hardware, such as spoons, spinners, jugs and plugs. In addition, salmon eggs are popular, although I prefer other baits as a first choice.

I don’t know how many of you out there rely on the phases of the moon but this is a proven way to score with any type of fishing. According to charts the best day to fish in May is the 31st between 10 A.M. and 12 Noon. Into June the best days are the first to the 6th with early afternoon fishing is best from the 4th to the 6th.

We talked to our weather source. He advised the month of May has always been wet on occasion in past years. He also recalls snow in the Sierra Nevada Mountains in almost all months of the year during past spring and summers. He also told me to expect a warm summer this year but it will be shorter than past years bringing wet weather to the valley floor and the mountains as early as September.

For those who fish the lakes and reservoirs we suggest, on windy days, to drift with the wind while trolling. Turn off the motor and just drift with the wind. You might be surprised what you catch and also the enjoyment and relaxation this type of fishing provides.

Closing thought: “Fishing is a great sport, but remember to crimp the barbs on the hook when you catch and release.”

 

Starring: Ryan Reynolds,

 Justice Smith, and Kathryn Newton

Rated: PG  Runtime: 1 Hour 44 Minutes

4/5

            A young man travels to a city where Pokémon and humans live in harmony in order to settle his fathers affairs. He stumbles onto the mystery of his fathers disappearance and a nefarious plot that will affect both humans and Pokémon alike.

            Pokémon Detective Pikachu, earns four out of five, Purple Gas Monkeys. The story is well written and builds the Pokémon world in a way that includes those of us not already familiar. The acting fits perfectly with the style of the film and the effects are very well done. You should be more than entertained after watching this movie.

 

 

Famous investor Warren Buffet, in a recent article New York Times in the entitled: “Warren Buffett’s Case for Capitalism”, claims a capitalistic society is the best system for America. “I’m a card carrying capitalist” said Buffett.

In recent years, capitalism at least in some circles has been blamed for income inequality, the rise of excessive corporate greed and the plight of the American worker.

On the surface, the negatives to our capitalistic system seem valid. The average worker is finding it harder and harder to make ends meet as the stock market hits all-time highs.  The polarization of the two seems clear and it’s easy to draw the cause and effect conclusion that one has led to the other.

That would hold true if our system was truly capitalistic. And although the American economy does retain some aspects of a capitalistic system sadly, many of the most important checks and balances of capitalism have been removed or compromised by meddling governments over the decades. 

Those hating on capitalism largely get their information from the many news media outlets, most of which also don’t understand capitalism and hence don’t report on the important aspects that are missing in today’s America. Without such education and hence media exposure, Americans are left to only misinformation about their economy, and hence push unknowingly to destroy it.

Capitalism is not synonymous with corporation greed and income inequality. In fact, capitalism will correct most of both corporate greed and income inequality as well as many of the other negatives we see in today’s American economy.

To begin to understand these concepts, know that at its roots, capitalism is nothing more than someone going to the store and buying something with their own money at the price they find acceptable and from someone who is willing to sell that something for a price that is acceptable to them. 

Everything else the economy functions on are just offshoots of this basic premise. Some of the basic concepts of capitalism include free choice, the right to private property, the right to work and the right to negotiation. Sounds logical, and it is.

Left alone capitalism allows for and protects these basic premises. Start tweaking capitalism and distortions arise. Think of a tire that is perfectly round and each tweak of capitalism adds a lump in the tire. The tire now starts to wobble and its efficiency wanes. The more you tweak it (add more lumps) the worse it rolls.

Such is the result of the interference in capitalism, which is usually caused by a central government.

Capitalism isn’t perfect. No system is. But it is the best system. All others are worse, and some economically fatal.

But in the imperfection that mankind and our world is by nature, some think they can improve on this reality.

Of all the imperfections that is our physical world, the economic reality with the most effect is economic truth known as scarcity.

Simply put, there is not enough to go around for everyone to have everything they want. That some won’t accept this fact is delusionary. It’s a fact, and no amount of hoping, wishing or economic manipulation will change that fact.

Enter Capitalism, the most efficient method for distributing the inherent scarcity of goods. It’s not a perfect system, but it’s proven to be the best there is. A perfect system would have to eliminate the reality of scarcity, but scarcity is an economic fact and it cannot be eliminated.

To accomplish the distribution of scarcity in the fairest way possible, free will must be maintained. Only the voluntary construction of goods for an agreeable exchange allows the continuance of the economy.

Introduce mandate or remove incentive and the system eventually collapses. Incentive is simply the reason people work and hence produce. Remove the incentive and forced labor by some means is the only alternative. Either that or starvation, neither of which is an improvement over scarcity. Scarcity isn’t perfect, nor is it always comfortable, but it is a fact. There will always be scarcity. And instigating any system that removes incentive will lead to more scarcity. For without incentive, some will not work, and hence not produce.

Capitalism maintains incentive at its highest and therefore allows for the most production of goods and services, which minimizes scarcity the most over other economic systems.

It’s the best we have.

Specifically, in capitalism, excessive profits are throttled by competition (without cost to entry which is usually increased by government), and although owners will always make more than workers (there’s that incentive we talked about to start a business) income inequality is reasonable by maintaining sound money where as unsound money (inflation) which increases income inequality, is brought about by government.

Reasonable employment opportunity is maintained by the healthy economy brought about by the previous two mentions and maintained by incentive (if thou shall not work, thou shall not eat). Again we find government at contributory fault as government has a tendency to remove incentive through taxation and entitlement programs (free money). Criminality is punished in a capitalistic system unlike today where our lobby system and the big money get-out-of-jail card is fostered by and encouraged by government and their cronies.

The few holes in the capitalistic system (environmental and monopolies) can be easily monitored by a minimal (MINIMAL mind you) central government.

Capitalism is not a perfect system, but it’s the best we have.

Its premise is liberty, which is free will and the right to perform, or not perform, as the choice may be.

You have the right to do what you want, as long as it doesn’t infringe on the rights of another. Pretty simple stuff. All the other systems they’re proposing are merely pipedreams.

Not surprising considering what they’re allowed to smoke nowadays.

Marc Cuniberti hosts “Money Matters” on KVMR FM aired on 65 radio stations nationwide. He is a financial columnist for a variety of publications. Marc holds a BA in Economics from SDU with honors 1979. His website is moneymanagementradio.com and he can be reached at (530) 559-1214. Visit him on Facebook (FB) under Marc Cuniberti and also on the "Money Matters” and “Money Matters Investing in Community" FB pages. The views expressed are opinions only.

 

            The new location for our Farmer's Market by the amphitheater on Ponderosa Way seems to be working out well. Parking is a bit of a challenge at times, but the trees and grass around the amphitheater are great. The extra activities are a draw, too. The Kids' Spot has a variety of activities set up from 9 until 11:30 so parents can shop, visit or sit and watch. There is a food booth with several choices of dishes. Then after lunch there is a special “Happening”: 1st Saturday of the month is music, 2nd Saturday will be a kid's activity, 3rd Saturday will be sports, and 4th Saturday will center on a food. So far the vendors have been happy with the market. Both produce and crafts are available as well as spots for local non-profits, as in bake sales. So come check it out some Saturday.

            This coming weekend is Memorial Day weekend, with Memorial Day holiday falling on Monday the 27th. On Saturday, Books and More will be set up to serve hot dog lunches. Space is also available to set up for the peddler’s fair. Space is free and all you need to do is bring down your goods to sell. Spaces are available at both Books and More and also Brownsville Mercantile. All funds from the sale of hot dog lunches will go towards helping Books and More pay their rent. Books and More is a jewel in Yuba County as it is the only bookstore in the county. Come on out and help support this great community gathering spot located on Willow Glen Rd. in Brownsville.

            Wow, just when you think the summer weather has begun to settle in, blammo, we get a week of rain. Now, I’m not complaining mind you, I loved every minute of it, but it reminds us that Spring weather is volatile. It keeps the forest wet for a little longer and I’m just not ready to pull my shorts out of storage yet. How about you?

            Look Back in Time – In 1914 Leslie Gordon passed through Rackerby with a load of freight for his store in Brownsville (we will sure be glad when our local store gets re-built).

            Hope to see you in Brownsville soon. Christine and Yvonne

 

 
 

 

Honey supply looking up

California beekeepers may bring more honey to market this year, though exactly how much won't be known for a while. One keeper in Imperial County credits the winter rain with giving his bees plenty of forage and looks forward to a significant production boost. In Tulare County, beekeepers report a hit-and-miss citrus bloom, leading to uncertainties about honey supply. California is among the nation's top 10 honey-producing states.

Predicted almond acreage in California for 2019 breaks record

Almonds continue to be a popular crop in California, with acreage forecasted to reach a new record this year of 1.17 million bearing acres. Production is predicted to reach 2.5 billion pounds in 2019, a 9.6% increase over the previous year. An extended bloom period this spring helped compensate for disruptions from significant rainfall. The crop appears to be sizing well, leaving farmers optimistic.

Growers making hay of uncertain alfalfa market

With dairies still struggling financially, California alfalfa-hay growers say their biggest customers can't afford their product, leaving future prospects of the forage unclear. Harvest is ramping up, but acreage has been trending down. Farmers harvested 620,000 acres last year, the lowest on record. Growth in exports has helped, but an ongoing trade dispute with China and its retaliatory tariffs since last summer have reduced shipments to one of California's key offshore markets for alfalfa hay.  

 

Scientists aim for tastier tomato

Your supermarket tomato might soon get a flavor boost. Scientists have constructed the pan-genome for the cultivated tomato and its wild ancestors, which includes genes from 725 different varieties and nearly 5,000 previously undocumented genes. The information can help breeders quickly develop new varieties for commercial production that retain both richer flavor profiles and traits important to growers such as yield, shelf life, disease resistance and stress tolerance.

 
 
   
 

 

 
 

 

Rice planting accelerates after late start

It'll be a short and intense planting season for California rice farmers. Late spring rains kept farmers out of their fields, and they say some rice ground will be left unplanted because of lingering floodwaters. But farmers say planting weather has improved, water availability will be good, and they expect decent markets for their rice. The California Rice Commission predicts about 500,000 acres of the crop will be planted.

Water supplies remain constrained in some areas

In the western San Joaquin Valley, farmers who buy water from the federal Central Valley Project hope to see supplies improve, and water districts seek to supplement supplies. CVP farm customers in the region stand to receive only 65 percent allocations, despite the above-average snowpack. At least one water district says it plans to buy water from a neighboring district with full supplies. The CVP may revise allocations later this month.

 

Carrot supplies maintain momentum

Shipments of fresh carrots set their fastest pace in 20 years during the first quarter of 2019. The U.S. Agriculture Department says carrot shipments also rose in 2018, during which production surged 18 percent compared to the previous year. In terms of per-person availability, carrots saw the largest increase last year among all fresh vegetables. California accounts for almost 80 percent of the nation's fresh-carrot production.

 

Grant aims to head off an invasive pest

Hoping to reduce the impact of an invasive pest before it arrives in California, the state Department of Food and Agriculture has awarded a grant to researchers to study biological controls for the insect. The spotted lantern fly arrived in North America five years ago and has spread in the eastern U.S. University of California scientists will test whether a tiny wasp can be used to combat the lantern fly, should it reach the state.

 

 

The Federal Reserve balance sheet is not a commonly discussed topic at your local dinner party but in the world of economics it’s definitely a subject that gets a lot of attention.

When one hears the word balance sheet, it tends to conjure up a vision of long rows of numbers on a paper that, when added up, leans the mind’s eye to picture mountains of green cash sitting in a vault somewhere, or something like that.

Although it’s likely most if not all of us would probably prefer to imagine a hefty balance sheet to reflect our own financial condition, in the case of the Federal Reserve’s balance sheet, the opposite tends to be true.

Although many would think a balance sheet details how much money one has, the legal term is it’s actually as a statement of the assets, liabilities, and capital of a business or other organization at a particular point in time. In simplistic terms, it’s what you own, owe and it correlates the two.

In the case of the Federal Reserve, a hefty balance sheet might sound like a good thing, but some might argue it is anything but. The Feds balance sheet is actually a list of what it owns and it’s not just piles of green cash. Again some might argue it’s another type of pile the Feds balance sheet reflects. One might get a better picture of whether that statement is true or not by knowing the pile was commonly about a trillion dollars prior to 2008 and now it sits at over four trillion. There is a reason for the massive increase.

Four trillion sounds like a pile of cash but actually there is little cash there. What is there is about one trillion in what it had historically held prior to 08, which is mostly U.S. government debt and now there is about three trillion of what it bought to pull us out of the global monetary implosion that was the crisis.

So what did the Feds buy and from whom did they buy it?

The balance sheet contains what is called U.S. debt (treasuries which our IOU’s from the Uncle Sam), agency debt (U.S. debt that might be from other government institutions or offshoots) and mortgage backed securities (MBS) to name a few.

It buys the U.S. debt instruments from the government (no the Federal Reserve is technically not a government entity) and buys the MBS from, among other places, the banking system.

These purchases are known as “asset purchases’ and are a part of their “open market operations (OMO).

OMO can be thought of as a gas pedal to throttle the economy. The Feds can buy stuff from the banks, which puts more money into the system, pushing down on the economic pedal to stimulate, or sells back this stuff to the banks, easing up on the pedal to cool an economy off. These buys and sells either put money into the economic system (when it buys) or takes money out of the system (when it sells).

During 2008/9 the banks were saturated in mortgages that were going bad. The Federal Reserve, whose balance sheet up until that time held mostly U.S. debt to the tune of one trillion, printed up another 3.5 trillion and bought mortgages and “other assets” from the banking system as well as from other public and private enterprises.

This mechanism is thought to have stabilized the banking system which was under severe strain at the time due to trillions in mortgages that were defaulting due to the housing blow up. There are opponents of this mechanism and its use but that’s a story for another day.

The Feds, having increased their balance sheet (holdings) from one trillion to 4.5 trillion during crisis, is now attempting to decrease (sell off) some of its holdings.

You won’t hear much about this on the evening news as it’s not something they want to advertise. The reason being anytime large amounts of money are withdrawn from an economy, the economy tends to want to stall out or slow.

As the Fed attempts to unwind (reduce by selling assets it previously bought) money is taken out of the system as the buyers (banking system among others) give their money back to the Fed for these assets.

If you recall, when the Feds sell, like they are doing now, the “pedal’ is lifted and the economy slows. Since the crisis, the Feds have tried to unwind before, only to back off when economic conditions slowed.

Only time will tell if they will be more successful this time around.

This article expresses the opinions of Marc Cuniberti and are opinions only and should not be construed or acted upon as individual investment advice. Mr. Cuniberti is an Investment Advisor Representative through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marc can be contacted at SMC Wealth Management, 164 Maple St #1, Auburn, CA 95603 (530) 559-1214. SMC and Cambridge are not affiliated. His website is www.moneymanagementradio.com. California Insurance License # OL34249

 

        The Bookstore Booster Group will hold its second Show and Tell on May 18 at 10 am. This is the second season of the craft workshops held at the store each Saturday from 10 to noon. Some of the works will be on display and we will draw the winning raffle tickets. The new newsletter will be out on that day and will have a listing of the next set of workshops. There is a wide variety of activities from which to choose, from knitting to watercolor. Come check it out. This group helps raise money to support the bookstore. Members of the group just held a bake sale and a pulled pork sandwich lunch, thanks to Cindy and Mike. We brought in a week of rent money.

            There will be a peddlers fair and hot dog lunch held on Saturday, May 25, at Books and More. Peddler booth spaces are free so bring your treasures down to sell. This is Memorial Day Weekend and there should be plenty of treasure hunters out and about. The funds from the sale of the hot dog lunches go to help pay the bookstore rent. Come on out and join us, please.

            If you didn’t already know, Tony’s Smoke Shop & “Mini Mart”, on Willow Glen Rd. in Brownsville, has just about anything you would need in groceries. He has canned and boxed goods, milk, bread, bacon, eggs, cookies and goodies, ice cream, ice, some frozen meats, a few produce items and more. Thank you Tony!!!!

            Look Back in Time – In 1886 there was a parade in Brownsville and a Grand Ball in the Knox Hotel. The music was by Brownsville Brass Band and a midnight supper was served at the hotel (we will certainly miss the parade at Forbestown Daze, but times change).

            Hope to see you in Brownsville soon. Christine and Yvonne

May132019

 

Starring: Nicholas Hoult,

 Lily Collins, and Colm Meaney

Rated: PG-13 Runtime: 1 hour 52 minutes

5/5

            This is a telling of the early life of, John Ronald Reuel Tolkien, and the influences that set him on the path to write one of the greatest and most revolutionary works of fiction. The Hobbit and The Lord of the Rings. These stories opened the imagination of the world and constructed the gates for other authors to go through in order to create their own worlds full of magic and heroes that inspire readers to see the world in the light of the possible and to strip away the fear of the different and unfamiliar.

            Tolkien, earns five out of five, Toll Keen Monkeys. This is a well crafted film that will not appeal to everyone. It is more of a biography and an intimate telling of the author rather than the work. The story jumps through time and references people that are not widely known and who lived before World War One. The acting is superb and the cinematography is very well done. Showing the vibrancy of rural England and the stark desolation and horror of trench warfare. This is simply a wonderfully told story.

May62019

 

               By Boots Johnson

Well folks, if you wish to play bumper boats hit the Feather River for the Striped Bass Run. As you all know, who are in on the striper run, the Sacramento River is still running on the high side. So…..it all depends on what you want to do…………….fight the boats and parking……………or just relax on the Sacramento River with a minimum of boat traffic and fishing up north above Colusa for the best bite.

On the other side of the coin……………        Lakes and reservoirs are busting wide open with hungry fish. The hot spot last week was Collins Lake above Marysville. Just about every species of fish in this popular reservoir were being caught, including planted rainbow trout.  Fish are holding in 20 feet of water. Clear Lake is putting out some nice bass along with other species. Lake Oroville has busted wide open with bass on the move and hungry. This is the best time of the year for Oroville. The lake last week was at 91 per cent capacity. Limits of mackinaw lake trout are common at this time at Lake Tahoe. Both the North and the South shores are putting out limits. Fish are averaging four to six pounds.  Lake Almanor at Chester is enjoying great weather and most of the snow has melted. Trolling has been producing the most action. Hat Creek is now open and has been crowded with anglers. The stream is in great condition. Englebright reservoir has reported excellent trout fishing at this time.

The Department of Fish and Wildlife have planted the following waters in the North State: BUTTE COUNTY: Paradise Lake; SHASTA COUNTY: Upper, Middle and Lower Burney Creek, Lower Clark Creek, Upper Hat Creek, Hatchet Creek, Montgomery Creek and rock Creek below Britton. YUBA COUNTY; Collins Lake.

Catfish are on the move in all waters at this time. The Sacramento River has been putting out channel cats as well as striped bass. Some people prefer catfish for dinner over other fishes found in our local waters. A great way to fry them is mayonnaise and cracker crumbs. Just dredge the fillets in the mayo and roll in the cracker crumbs, gently   pressing the crumbs into the flesh. Of course, sliced lemon is a must!

Closing thought: “Grow through what you go through.”

 

 
 

 

Survey outlines on-farm employee shortages

A new survey shows California farmers and ranchers continue to have trouble hiring enough people for on-farm jobs, despite taking steps to address the problem. Farmers said they have raised wages, changed farming and cropping patterns, used automation and other tactics, but 56% of farmers reported being unable to fill all their jobs. The California Farm Bureau Federation conducted the survey in collaboration with the University of California, Davis.

Early cherry crop appears promising

After suffering through a small harvest a year ago, California cherry farmers say they expect a comeback crop this year. Cherry harvest is just beginning in the southern San Joaquin Valley and, as with many other crops this year, it's running a little later than usual due to winter and early-spring weather. But the California Cherry Board says the new crop could match the harvest of two years ago, which was the largest in the previous 10 years.  

 

Miniature tomato plants could grow in outer space

Developing plants that produce more fruit and less plant shows promise here on Earth, and could also feed future astronauts. Scientists at the University of California, Riverside, say they're working with NASA on miniature tomato plants and other crops for the International Space Station. Researchers say they want to produce more tomato per plant--a concept that also applies to food grown in small plots or vertical, urban farms.

 

State regulation governs industrial hemp

Production of industrial hemp in California has moved closer, with approval of state regulations for farmer registration. The state Department of Food and Agriculture announced approval of the regulations Tuesday. Farmers who want to grow industrial hemp must register with a county agricultural commissioner. About two-dozen counties have placed moratoriums on hemp production until state rules have been finalized. Regulations for sampling and testing remain to be completed.

 

Dividends are payments by companies to stock holders and many companies pay them and many do not. For those companies not paying them, the general thinking by the company may be that any extra money will instead be used to grow the company through acquisition, research and development, and any other means the company may deem successful.

Companies paying dividends however may see their growth possibilities more limited perhaps due to the maturity of the company or market they are in, or just want to encourage new shareholders and reward existing ones. Keep in mind since any shareholder receives any and all dividend payments, board members who hold shares also receive them, making the decision to keep paying them a bit easier by this same board.

No matter what the reason, quarterly, semi-annually or annual payments showing up in your mailbox or brokerage account can make holding a particular stock that much more palatable in up and down markets alike.

Some companies have paid dividends for years, others for decades and some have steadily increased them. Depending on the screening method, an investor can even find companies that have paid and increased their dividend consistently, never missing a payment or increase for literally many decades. Talk about having a great history!

Dividend paying stocks used to be more popular years back, but a new mindset preferring  explosive company growth over steady payments may have been adopted by at least some investors in recent times. It is thought dividend payers don’t have the growth possibilities of other types of stocks and the word “boring” has been used more than a few times whenever dividend stocks are mentioned.

Dividends are listed in dollar amounts rather than percentages making their yields easier for companies to track and pay them.

For example, suppose company XYZ decides to pay a ten dollar annual dividend and its stock sells for $100 a share. Since most dividends are paid quarterly, the company says it will pay $2.50 every quarter for each share an investor might hold. If the investor holds 1 share, the investor will get $10 a year ($2.50 every three months). Since he paid $100 for the share, his yield will be 10%.

Now suppose the market crashes and the stock drops to $50 bucks a share. If the company continues to pay the dividend in the stated amount, the new buyer who bought the stock at the reduced post-crash price of $50 will get the $10 annual dividend. The yield of a $10 dividend on a share costing $50 is 20%.  Presto-chango. The new investor is making 20%.

Keeping this in mind, crashing markets may not always mean bad news. For fans of dividend paying stocks, market routs can mean higher payout percentages.

Although dividends are paid in the form of a cash equivalent to the investor, dividend re-investment programs (DRIPS) when offered, will use that cash to buy more shares of the company paying the dividend. Over time this will “dollar cost averaging” may lower the overall cost of the total shares purchased which may help minimize the risk from market fluctuations.

One interesting and possibly confusing fact that many investors may not know is that when a company pays the dividend, the stock price of the company drops by the amount of the dividend (whaaaaa?).

Suppose our company above pays its $2.50 quarterly dividend on May 1. On that day if the stock was $50 the day before, when it opens up on dividend day, all things remaining (and this is not absolute) the stock price will be $47.50.

So the question would be: how does one benefit from a dividend if the stock drops by the same amount?

The answer is many fold. Dividend paying stocks can be favored by investors and therefore stay in demand in hopes of more dividends in the future. Buyers may also drive up the stock price prior to the dividend in order to receive it. Another often seldom realized but offsetting consideration of the drop in stock price is the basic economic premise that the lower the price is of an item, the more people will enter the market and buy it.

Got dividends?

This article expresses the opinions of Marc Cuniberti and are opinions only and should not be construed or acted upon as individual investment advice. Mr. Cuniberti is an Investment Advisor Representative through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Dividends are not guaranteed and can be decreased, increased or eliminated at any time. Dividends do not guarantee against losses. Dividends may be taxable in certain types of accounts and stocks which pay dividends does not mean losses, either partial or total are avoidable. Marc can be contacted at SMC Wealth Management, 164 Maple St #1, Auburn, CA 95603 (530) 559-1214. SMC and Cambridge are not affiliated. His website is www.moneymanagementradio.com. California Insurance License # OL34249

May62019

 

Starring: Charlize Theron,

Seth Rogen, and June Diane Raphael

Rated: R Runtime: 2 Hours 5 Minutes

4/5

            An unyielding journalist gets reunited with his first crush. He becomes her speech writer and in the process of getting to know her, she gets to know him. With the help of some revolutionary rockets their feelings blossom. With him being a bit too uncouth for polite society it is difficult to fit into the social norm and it puts her campaign into jeopardy.

            Long Shot, earns four out of five, Count to Four Breathing Monkeys. The story is good and while having the opportunity to be just one sided about politics, it has a surprisingly almost balanced view. The acting is great aside from Seth Rogan, who has the acting range of a toddler throwing an anvil, even he does a good job. The message of the film, while being told in a vulgar way, entertains and encourages us to be true to ourselves and realize our greater truth.

            The title of the movie doesn’t refer to what you think it refers to. So be warned, Things seen, cannot be unseen.

 

            The new  Brownsville Farmer's Market and Picnic will feature several new spots in addition to the regular vendors. This will be held on Ponderosa Way at the amphitheater starting at 9 am every Saturday beginning May 4. One new feature is a Kid's Spot with various activities in the amphitheater from 9 'till 11:30. There will be a hot lunch to buy and special happenings in the afternoon. On the first Saturday of each month there will be live music from 1 to 3 and a beer booth. On the second Saturday there will be a kids' activity; on May 11 it will feature remote cars. Each Saturday will have a different focus. See fliers for details. Hope to see you there every Saturday that you can.

            On Saturday, May 18, the Fire Safe Council will have a program showing how we can make our homes more fire safe.  It will be held at the Foothill Fire Station in Brownsville from 2 to 4. We can all learn more from the tips featured in the film. There will be a question and answer period also.

            Mother’s Day is Sunday, May 12th. Give mom a break and clean the house, wash the dishes, do the laundry, or take her out to breakfast at the Hill Top Gang Mother's Day breakfast. Most of all, treat her like a queen. Mom bandaged your booboo’s, fixed your meals, read you stories before bed, put up with your sassy mouth, and much more than can be listed here. Thanks Mom!!

            Loma Rica Community Church will be holding their Annual Bazaar on May 17 & 18. The hours are Friday, 17th from 8 am to 7 pm and Saturday, 18th from 8 am to 12 pm. Come stroll through the many booths and find a special treasure.

            Look Back in Time – In 1915 a large crowd attended the Rackerby Old Home Picnic, enjoying races, a baseball game and a dance in the evening at the hall. Food for the horses was provided.

            Hope to see you in Brownsville soon. Christine and Yvonne

Apr292019

 

               By Boots Johnson

Limits of Striped bass are being caught within an hour anywhere on the Feather River. The river is full of stripers and boats. The fish are averaging two to three pounds with larger fish and shakers in the mix. Keep in mind these fish run in schools so if you get no action in one spot move to another. Find the schools and hold onto your fishing pole. We suggest sticking close to shore.

Paradise Lake, which was closed after the fire, is now open. Hours are 5 A.M. to sunset Friday through Monday. As in the past no gasoline powered boats are allowed.

We hear from Lake Berryessa. Bass are on the move here to their spawning grounds. Fish are being taken near the banks and on the surface. The bass are fat and sassy and are a kick to catch. Patience is a virtue here.

A report from Lake Davis tells us the lake is still full of broken up ice and slush. Expect this body of water to bust wide open when the ice thaws.

Englebright Reservoir has been a good choice since the recent trout plant. Keep in mind there are other fish in this reservoir including some nice sized crappie and bass.

With water temperatures around 64 degrees the bass at Lake Oroville are on the move, hungry and will soon go into spawning mode. Keep this reservoir on your must do list.

The Sacramento River is still running high which has put a damper on the striped bass run. Sturgeon are also reported to be in the system.

As April comes to an end many anglers think about shad. It appears this year the shad will be mixed in with the striped bass run. Expect the shad to be in local rivers soon.

We certainly hope all of those trout anglers who fished streams and river for the opening weekend had success and perhaps a fish story or two to tell.

Closing thought: “People whose first instinct is to smile when you make contact with them are some of earth’s greatest treasures.”

 

 
 

 

Illegal dumping scars farmland

Old mattresses, tires, sofas, appliances, household trash--all that and more gets dumped illegally on California farms. Some farmers say they have trash discarded on their property as often as weekly. Prosecutions for illegal dumping are rare. One Sutter County farmer has taken action by founding a grassroots citizens group to clear illegal dump sites. The group removed 72,000 pounds of trash in its first two cleanup days.

Blueberry season builds to annual peak

California-grown blueberries will soon begin reaching market in larger volumes, and farmers say they expect their crop to recover from the frost-damaged production of a year ago. As with many other crops, blueberry harvest has been delayed by cool, rainy weather earlier in the year. Peak season for California blueberries typically arrives in mid-May, and farmers say they expect to have plenty of fruit available.

 

Rising fuel prices affect farmers

As retail diesel fuel prices have climbed back to $4 a gallon, California farmers look for ways to adjust. Fuel prices tend to rise seasonally, but average diesel prices in the state stand about 18 cents a gallon higher than a year ago. That means farmers face higher costs to run equipment, and could also see prices rise for hauling crops or livestock to market. Some farmers say they may operate equipment less frequently in response to fuel costs.

 

USDA seeks student ideas to cut food waste

With a contest called "Ace the Waste," the U.S. Department of Agriculture solicits ideas from students on how to reduce food waste. The USDA announced the first-ever contest Tuesday for students aged 11 to 18. The contest will offer prizes for ideas to prevent food waste, recover excess food to feed people, recycle food scraps to keep them out of landfills, and to raise awareness of the issue.

 
 

Avengers: Endgame

Starring: Robert Downey Jr.,

 Chris Evans, and Mark Ruffalo

Rated: PG-13  Runtime: 3 Hours 1 Minute

4/5

            After the dust off of Avengers: Infinity War, The Avengers assemble for one last go at Thanos. Their path is long and straight, short and winding with a touch of yesterday in it. Will they find victory at the end or yet another bite of bitter defeat? I ain’t gonna tell.

            Avengers: Endgame, earns, four out of five, Simulcast Code Monkeys. This is a fun movie that tell a huge story in three hours. The beginning seems a tad slow and choppy, but turns out to be a drum beat that is slowly growing fast as the movie progresses. The story is good and works well with a convoluted script. The acting is great, there are some nicely nuanced performances and a few clunky scenes that detract from the performances. If you haven’t seen this movie yet then judging by the number of showings it has had and the lines I have seen at the theater, you may be the only one. It  certainly is worth a trip to see on the big screen. So go out and watch it and don’t forget where you put your gloves.

 

            Yuba Feather Community Services will be serving a great Mexican dinner on May 4 starting about 5:00. This Fiesta is a celebration of Cinco de Mayo and will help support our community center. It is hard to pay for electricity, maintenance and other projects as needed, so please plan on joining us for dinner.

            The new Brownsville Farmer's Market and Picnic will open on Saturday, May 4, at the amphitheater on Ponderosa Way. Booths will open at 9 am, food will be served about noon, and a treat of live music, along with a beer booth begins at 1:00. Every Saturday there will be something extra happening after lunch. The next Saturday, May 11, there will be a bicycle rally. Come check out the new venue and help support out local farmers and crafters.

            During the Brownsville Farmer’s Market & Picnic, the Next Step Organization will be sponsoring the “Kid Spot”. There will be art tables, Lego building, games, play dress up, reading corner, Barbie play and more. “Kid Spot will be happening every Saturday, starting May 4, from 9:00 am to 11:30 am. It promises to be great kid fun while parents shop and visit. Next Step is still looking for volunteers and if you are interested contact Yvonne Scroggs at 675-3275.

            Don't forget to come by for a pulled pork sandwich and buy something at the bake sale at Books & More on Saturday, May 4. Lunch will be served from 11:00 to 1:00 or so. This treat is being made possible by one of our Bookstore Boosters and we thank them for all of the time and effort put into this project.

            Brownsville Thrift Shop will be having a storewide sale on May 1, 2, 3, and 4. All items will be 1/2 price. Sounds like a great time to get some bargains so stop by and help support our volunteer fire department.

            Look Back in Time – In 1908 a rich gold strike at the Solano Wonder Mine in Brownsville has assayed at $22,500 to a ton of ore (wonder where that was in Brownsville).

            Hope to see you in Brownsville soon. Christine and Yvonne

 

 “A democracy is always temporary in nature; it simply cannot exist as a permanent form of government. A democracy will continue to exist up until the time that voters discover that they can vote themselves generous gifts from the public treasury. From that moment on, the majority always votes for the candidates who promise the most benefits from the public treasury, with the result that every democracy will finally collapse due to loose fiscal policy, which is always followed by a dictatorship”

Alexander Fraser Tytler:

Tytler is stating here that eventually a democratic system will fail, because the populace will always vote in the majorities best interests, “best interests” being the key word here.

The reason the failure of democracy is predetermined is because of monetary inflation or money printing. By inflating the money supply (printing money) the prices of most if not all things will rise in price of whatever the currency is being printed. Think U.S. dollars here in the United States or Mexican Peso in Mexico.

Monetary inflation is always caused by the authority of the currency, basically the government of whatever country is in question. Inflation is not necessarily a bad thing except for one economic truth:

Wages always lag price increases. This means the more inflation you have, and the longer you have it, what I call the “Affordability Gap” will relentlessly widen. As prices rises, wages fall further and further behind. As the wage gap (affordability gap) continues to widen, more people “fall under the bus’, meaning they have a harder and harder time making ends meet. The result is the wealth concentrates to fewer and fewer people over time.

If that wasn’t bad enough, as more people find it harder to pay their bills, the calls for government assistance get louder and louder. This results in the candidates promising the most benefits getting elected while those vying for a return to a sound economic model (the cessation of printing money) get voted out.

This results in more and more elected officials towing the party line of ever increasing government assistant, which in turn results in more money printing, which results in more inflation which causes even more people to need help.

Because the cause and effect of monetary inflation is not widely understood, the very policies the masses cry for (more and more public assistance) make the situation worse.

It’s a vicious cycle as well as a deceptive one. The concentration of wealth is also predicted and a natural byproduct of this process. Because wealth is in essence never destroyed, the decrease in wealth in the masses also means that wealth moves up the food chain. The more people who go broke, the more money moves up. The result is the wealth continues to concentrate in the hands of fewer and fewer people.

This happens because inflation hurts the lower incomes but actually enriches the higher incomes. Imagine a family making 30,000 with no assets seeing a 5% annual inflation rate. They see their expense rise by 5% (losing $1,800 in buying power due to the inflation) and have no way of making it up.

Now imagine an individual who has 30 million in assets (regardless of what he makes). His assets also see a 5% inflation rate. His net worth will increase six million (5% of 30 million). Whereas the family making 30K only finds it harder to pay their bills, the rich person has actually gotten a heck of lot richer.

Also remember his six million came from somewhere, and using the $1,800 in loss wages figure from above, the 6 million increase in wealth means 3,333 families went under (6 million divided by $1,800) to make this one guy richer. Now that’s a fast path to the concentration of wealth!

Monetary inflation, by demanding more and more free “stuff’, will eventually devastate those in the lower income brackets, the very ones calling for it. And because that bracket will get larger and larger over time, they will eventually vote themselves the “generous gifts” referred to in Tytler’s quote and the cycle will progress.

Put in another way, the rich LOVE inflation, and they LOVE when there are calls for more help, because it makes them that much richer.

What those voting for more government assistant don’t realize is the very thing they think will help will just do more damage.

But like a drug, monetary inflation is also addictive, for to stop using it and go back to a healthy economic model means the withdrawal will be massively painful. And it will be so for the very same people that the first go around devastated. And like a drug, we continually need more and more of it. Think minimum wage increases and how many times it’s been raised. And here we go again, round and round.

As for the rich, they probably hope the masses keep calling for more assistance through more government freebies, because they love it. But don’t expect the masses to understand it.

From Upton Sinclair:

“It is difficult to get a man to understand something, when his salary depends on his not understanding it.”

This article expresses the opinions of Marc Cuniberti and are opinions only and should not be construed or acted upon as individual investment advice. Mr. Cuniberti is an Investment Advisor Representative through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marc can be contacted at SMC Wealth Management, 164 Maple St #1, Auburn, CA 95603 (530) 559-1214. SMC and Cambridge are not affiliated. His website is www.moneymanagementradio.com. California Insurance License # OL34249

Apr222019

 

               By Boots Johnson

Many were hopeful the Sacramento River would have dropped by now, but is still running high with water from the bottom of the levee. The clarity of the water has cleared up a bit, but striper fishing has been tough. However, on the Feather River, if you do not mind wall to wall boats in the water and a traffic jam in regard to trucks and boat trailers at the ramps, as well as a parking problem, the fish are on the move here.

The opening of the general trout season is right in front of us. Keep in mind when you go to expect high water conditions in streams and rivers in the foothills and mountains. Also, as you pass by the foothills and into the mountains be aware of wildlife on the roadways, especially deer, which tend to move around this time of year more often and do not seem to understand that two or three tons of metal and plastic which make up the modern car or pickup can cause them serious harm and/or death if the animal gets in front of a moving vehicle.

The Department of Fish and Wildlife have planted catchable trout in the following waters. BUTTE COUNTY: DeSabla Reservoir; EL DORADO COUNTY: South Fork of the American River at Coloma; PLUMAS COUNTY: Jamison Creek and the North Fork of the Feather River-Beldon; SIERRA COUNTY: North Fork of the Yuba River. In addition, Collins Lake has an ongoing planting schedule.

Our source at Lake Tahoe advises the browns and mackinaw trout were not cooperating with few fish brought in last week. Expect the bite to pick up and continue to be strong as we head into late spring and early summer.

We are told the kokanee salmon at Bullard’s Bar are now in the shallow water and will be found in the upper ten feet of water. This is also true for bass at Camp Far West where the fish are in the pre-spawn mode and can be found to 10 to 15 feet of water. The same thing is going on at Lake Oroville, which has improved some as far as fishing goes, with bass hanging out near the surface. Expect the spawn to take place as soon as the weather warms up.

Closing thought:  “There is nothing on this earth more to be prized than true friendship.”