We have talked to a few people who thought Stone Soup was no longer meeting. Wrong! We meet every Thursday at noon at Ponderosa Community Center serving lunch: a great soup, salad and even dessert. Many gather mainly to chat with neighbors and friends; some enjoy a jigsaw puzzle or card game. There are art projects to pursue, it is a great place to have a small committee meeting after lunch. There is even a weekly book group that meets from 2 -3. Jani leads tai chi at 3:30. Lots of choices! Come join us some Thursday and check it out.

 

February 12 is Abraham Lincoln’s birthday. Our 16th President was born in Hodgenville, Kentucky in 1809 to Thomas and Nancy (Hanks) Lincoln. He grew up in the western frontier of Kentucky and Illinois. Lincoln was mostly self-educated and eventually became a lawyer in Illinois. He was a leader in building the new Republican Party and was elected President in 1860. In 1864 he managed his own re-election. On April 14, 1865, at the age of 54, and only five days after the surrender of Robert E. Lee, Lincoln was assassinated by John Wilkes Booth who was a Confederate sympathizer. Some of his most famous quotes: 1.“Most folks are about as happy as they want to be.” 2. “Better to be silent and thought a fool than to speak out and remove all doubt.” 3. “Those who deny freedom to others deserve it not themselves.” Abraham Lincoln has gone down in history as among the three greatest U.S. Presidents.

 

Just a quick reminder that Valentine’s Day is on the 14th. If you all know what’s good for you, you’ll not forget! Happy Valentine’s Day to all.

 

Look Back in Time – In 1902 the miners were happy to have the Gold Bank Mine back in operation (paychecks are so important, so getting back to work is great)

Hope to see you in Brownsville soon. Christine and Yvonne

Fiscal Policy Unpredictable

The latest out from Federal Reserve Chief Janet Yellen gives rise to further interest rate increases in 2017. In a speech last week to the Commonwealth Club in San Francisco, Yellen indicated the economy is “close” in fulfilling the central banks objectives of stable prices and full employment. She expressed confidence that the economy will continue to improve. Yellen stopped short of pegging a date as to when the next rate increase might take place. Estimates by the Federal Open Market Committee predict that three increases of a quarter point apiece will likely take place by December of this year.

 

Only two increases have taken place in 6 years. The first increase was announced in December of 2015 with the second in December of 2016. Although the 2015 spooked the markets with a January 2016 sell off, the December 2016 announcement apparently had little effect.

 

The Federal Reserve controls monetary policy in the U.S. by raising or lowering interest rates, conducting open market operations (buying and selling assets back and forth to member banks) and using other variations of currency management. While monetary policy controls the money supply and is handled by the Federal Reserve under Janet Yellen, fiscal policy such as tax cuts, stimulus spending and other similar type of initiatives are the sole responsibility of policy makers in Washington. The two entities work together to hopefully steer the economy in the direction they want it to go.

 

Given the severity of the 2009 economic crisis, an argument could be made concerning the success of such policy implementation. Indeed, since the Federal Reserve and Washington have been working together since 1913 when the Federal Reserve was established by the Federal Reserve Act in December of that year, there have been 11 recessions (thebalance.com) and one depression. A recession is defined as contraction in Gross Domestic Product (GDP) for two consecutive quarters while a depression is regarded as a fall in GDP of at least 10% or a recession lasting for two or more years (Wikipedia).

 

Regardless of what one thinks about the effectiveness of monetary and fiscal policy, what the Federal Reserve does and says has a definite and sometimes immediate effect on world markets and in recent years, even more so. Although the movements of the central bank’s monetary policy may be somewhat predictable given the public announcements by Yellen, what Washington does with their fiscal policy under the Trump administration is yet to be determined. The results of the two working in conjunction with each other will likely prove even more unpredictable.

 

This article expresses the opinions of Marc Cuniberti and should not be construed or acted upon as individual investment advice. Mr. Cuniberti is an Investment Advisor Representative through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marc can be contacted at MKB Financial Services 164 Maple St #1, Auburn, CA 95603 (530) 823-2792. MKB Financial Services and Cambridge are not affiliated. His website is www.moneymanagementradio.com. California Insurance License # OL34249

Jan302017

By Boots Johnson

We have a weather report from our weather guy who advises to expect rain by the weekend. This should continue the rising of rivers, streams and reservoirs in the Sacramento Valley and foothills with debris and murky or muddy water. Expect striped bass to start showing up in the Feather River as January comes to an end and February arrives. This time of year the small steelhead, planted by the Department of Fish and Wildlife bring the stripers up river for breakfast, lunch and dinner.

 

In regard to the month of January, there are a tremendous group of people out there who are scratching their heads and wondering where the month went. I agree and found it amazing just how fast the first month of the year disappeared.

 

We are told to expect high water in the Sacramento River to continue for a while to relieve Lake Shasta, which still has a bunch of water in its boundaries. At the time of this report (1-30-17) there were no boat ramps open on the river. In addition, roads that cross the bypasses are still currently closed.

 

Lake Oroville is still releasing lots of water and has reduced the out flow some, but will probably increase one again if the predicted rains return.

 

A report up at Lake Almanor tells us the area is cold, real cold with boat ramps frozen over and ice on the north end of the lake. The upcoming storms will more than likely increase the white stuff in the high Sierras.

 

Once all the water stabilizes in rivers, streams and reservoirs we can expect a bumper year for fishing. However, do not be surprised if you find one of your favorite trout streams has changed course a bit or even filled in a favorite pool with sand and gravel. In regard to this keep in mind to be cautious running the Feather River this year. Sandbars will be moved and some areas will be shallower in addition to possible underwater hazards such as fallen trees, etc.

 

Reports down in the Delta tell us they have lots of water there and most of the marinas are on hold at this time. The striped bass fishing has been slow. Much of the water in that area is brown from all the high river flow into the area.

 

We have reports of steelhead being caught in the Upper Feather River on roe, spinners, night crawlers and glow bugs. Expect this to get better as the waters clear and the flows stabilize.

 

We hear from Englebright Reservoir above Marysville. The water has receded to below the parking lot and the ramp is accessible but fishing has been poor.

It would be best to wait awhile before going up to Scotts Flat Reservoir. This body of water sits at around 5000 feet in elevation and has snow, mud and dirty water to contend with. As soon as things dry up a bit expect the fishing to be excellent.

 

Closing thought: “Do not be defined by your past. It was only a lesson, cannot be changed and was not a life sentence.”

By Don Rae

· Moonbeam and his leftist lemmings are at it again. The Associated Press reported that Moonbeam’s new Attorney General will “fight to defend California’s protections for gay and lesbian community, women, and immigrants.” What about the rest of us? We thought the Attorney General was appointed to protect all Californians equally. Fat chance.

· Well it didn’t take long after the inauguration for the press to start. The first thing out of the chute occurred when a reporter claimed that the bust of MLK had been removed from the White House by Trump. This was a false story. So what else is new?

· The number of marchers in the post inauguration women’s march was around the same as those in the Tea Party march in 2009. The press went viral picturing and commenting on the recent event, but not a word in the press about the Tea Party march back in 2009.

· The mainstream media ran a short blurb about an armed motorist in Arizona who saved a state trooper from possible death by nailing the perp. An amazing piece of real news is actually printed. A good example of why an armed citizenry can be a good thing.

· Feminists want to emasculate men. Colleges are offering courses on the subject. What an interesting way to combat hate and promote unity.

· Obama commuted Manning’s sentence. Was it the male Manning or the female Manning? Will the government still have to pay for the conversion? If the male Manning was pardoned, and then has the surgery, will the female Manning still be pardoned? Gosh, this stuff gets complicated.

· A student who recorded an Orange Coast College professor calling Donald Trump’s election “an act of terrorism” is still facing discipline because of recording the rant. The professor apparently is in the clear. And the usual suspects on campus are circulating a petition to make Olga Perez Stable-Cox “Professor of the Year” for her disparaging comments.

· Moonbeam’s administration can’t even add. A $1.9 Billion error in the budget? Perhaps we should insist that competent folks be hired.

· Have you noticed that in virtually all drama shows, TV and movies, actors solve problems with guns and explosives. Then the actors take to the microphone and support eliminating the 2nd Amendment. Hollywood hypocrisy.

· America is in the middle of a civil war, without the shooting (yet). This situation has been brought about by the “Celebrate Diversity” campaign dividing us all into “groups” and the deliberate encouragement of the left in demanding that we all be hyphenated-Americans.

· Obama gives Biden the Medal of Freedom. That is similar to Hollywood’s constant stream of self-congratulatory awards and honors. Handing out awards like candy simply demeans the awards.

· The South Coast Air Quality Management District Board will vote on an air quality plan, which calls for $15 billion in financial incentives to encourage polluters to cut emissions voluntarily. However, NOAA and the State CARB reports the air in Southern California is cleaner then a 1960 base line. But facts can’t be allowed to interfere with the ideology that smog is worse today than in 1960.

· Six of the 10 Senate Democrats on the committee dealing with the confirmation of Betsy DeVos for Secretary of Education should recuse themselves. The infamous six attended private schools, or have children and grandchildren attending non-public schools. Aren’t public schools ok for these Senators?

Here’s some of the swamp that needs draining. $1.7 million for a comedy club starring holograms of dead comedians; $1.5 million to test the endurance of a fish on a treadmill; $817,000 to study monkey drool; $3.4 million for hamster cage fight matches; and $450,000 to find out if dinosaurs could sing. Our illustrious Moonbeam is considering eliminating drivers’ license suspensions for drivers who fail to pay traffic tickets and related court fees. This idea is found in Moonbeam’s recently released budget plan. In other words, he suggests there should be no penalty for violating traffic law. If this proposal sees the light of day, then anyone who gets a traffic ticket can throw it in the trash with impunity. Gallup notes that 20.8 percent Americans who earn less than $36,000 annually still don’t have health insurance. Here is the result of a survey that frightens us all. 72% of police will not prevent crimes due to fear of being jailed themselves or economically ruined.

· The movie “La La Land” is hitting it big. But somehow a line by a lead actor goes unnoticed. “That’s L.A.,” he says “They worship everything and they value nothing.”

· State politicians really should get a real job. The latest jab by State Democrats came from Assemblyman Marc Levine, who says schools should be required to teach students about “Russian interference” in the 2016 presidential election.

· The Feds are investigating the Los Angeles Metro and the LA Sheriff because of a civil rights complaint that the organizations are discriminating against black riders by disproportionately citing them for fare evasions. “This is beyond a level of racial profiling,” said Eric Mann, co-founder of the Bus Riders Union. “This is a level of egregious discrimination against black people.” Perhaps if folks paid their fare, they wouldn’t be cited.

· Are you aware that State law has put all 482 cities and 58 counties in the State as “sanctuaries”? The Democrats are more concerned with the health, safety and welfare of illegal aliens than that of U.S. citizens.

· Thousands of years ago glaciers moved through the Sierra and created Yosemite Valley. There were once land bridges between Siberia and Alaska as well as Great Britain and Europe. Villages have been found under various seas. The Hawaiian Islands were under water in the ancient past. Climate change happens over time and is a continuous cycle whether we are here or not. Fossil fuel has little to do with how the climate changes.

· The “do gooders” have succeeded. The circus is closing. How many jobs will be lost? How will the Sarasota, Florida, economy (where the circus winters) survive? How much rail freight will be lost? How will our children deal with not being able to threaten to “join the circus”? An iconic American tradition is dead. Thanks PETA.

· Did you notice the old Ford Tri-motor airliner being displayed recently? It had nicer and wider seats than today’s coach seats.

· Did you notice the report that China has more movie houses than the US? What will we ever do now that there is a “screen gap?” Of course the seats are said to be pretty empty. Maybe they are smart enough not to buy into the Hollywood sewer.

CVP holds off on water-supply estimate

Even with a well above-average Sierra snowpack and rivers swollen by flood releases from reservoirs, federal water officials remain cautious about agricultural water supplies. Managers of the federal Central Valley Project say it's too early to estimate whether farm customers in the San Joaquin Valley can expect more water than the 5 percent supply of last year. The CVP will make its first official projection of water supplies next month.

 

Drying trend allows return to farm work

With much of California slated to dry out during the next few days, farmers will welcome the opportunity to return to work that has been delayed by the January storms. Orchard and vineyard farmers, for example, say offseason chores such as pruning have been postponed due to rain and mud. But most say they'll gladly make the trade-off to replenish water supplies that have been lacking during recent dry years.

 

Key season begins for beekeepers, farmers

About 1.8 million beehives are being moved into California orchards, in preparation for this season's almond bloom. Bees will pollinate almond blossoms, which typically begin to appear in mid-February. Beekeepers from California and throughout the nation place hives in orchards in advance of the bloom. Almond farmers take steps to encourage bee health, such as planting bee-friendly crops in orchards to provide forage for the insects.

 

Bill seeks greater enforcement of 'buy American' rule

Farm groups hope the Trump administration's "buy American" ethic will pave the way for legislation to assure that school districts purchase American-grown food for the school lunch program. Rules require districts participating in the federal program to buy food from domestic sources, but provide options to bypass the requirement. The California Canning Peach Association and other groups back legislation to enhance enforcement of the buy-American rule.

Jan302017

Rate Increase Coming

 

The latest out from Federal Reserve Chief Janet Yellen gives rise to further interest rate increases in 2017. In a speech last week to the Commonwealth Club in San Francisco, Yellen indicated the economy is “close” in fulfilling the central banks objectives of stable prices and full employment. She expressed confidence that the economy will continue to improve. Yellen stopped short of pegging a date as to when the next rate increase might take place. Estimates by the Federal Open Market Committee predict that three increases of a quarter point apiece will likely take place by December of this year.

 

Only two increases have taken place in 6 years. The first increase was announced in December of 2015 with the second in December of 2016. Although the 2015 spooked the markets with a January 2016 sell off, the December 2016 announcement apparently had little effect.

 

The Federal Reserve controls monetary policy in the U.S. by raising or lowering interest rates, conducting open market operations (buying and selling assets back and forth to member banks) and using other variations of currency management. While monetary policy controls the money supply and is handled by the Federal Reserve under Janet Yellen, fiscal policy such as tax cuts, stimulus spending and other similar type of initiatives are the sole responsibility of policy makers in Washington. The two entities work together to hopefully steer the economy in the direction they want it to go.

 

Given the severity of the 2009 economic crisis, an argument could be made concerning the success of such policy implementation. Indeed, since the Federal Reserve and Washington have been working together since 1913 when the Federal Reserve was established by the Federal Reserve Act in December of that year, there have been 11 recessions (thebalance.com) and one depression. A recession is defined as contraction in Gross Domestic Product (GDP) for two consecutive quarters while a depression is regarded as a fall in GDP of at least 10% or a recession lasting for two or more years (Wikipedia).

 

Regardless of what one thinks about the effectiveness of monetary and fiscal policy, what the Federal Reserve does and says has a definite and sometimes immediate effect on world markets and in recent years, even more so. Although the movements of the central bank’s monetary policy may be somewhat predictable given the public announcements by Yellen, what Washington does with their fiscal policy under the Trump administration is yet to be determined. The results of the two working in conjunction with each other will likely prove even more unpredictable.

 

This article expresses the opinions of Marc Cuniberti and should not be construed or acted upon as individual investment advice. Mr. Cuniberti is an Investment Advisor Representative through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marc can be contacted at MKB Financial Services 164 Maple St #1, Auburn, CA 95603 (530) 823-2792. MKB Financial Services and Cambridge are not affiliated. His website is www.moneymanagementradio.com. California Insurance License # OL34249

Yuba Feather Community Services is holding a Valentine Bake Sale at the Gold Eagle Market in Brownsville the weekend before Valentine’s Day, Feb. 11 and 12. Proceeds will go into a fund to replace the locks at the Community Center. So many things are showing their age at the Center that maintenance is quite a problem. So help our YFCS by either baking something or buying something. For more information please call Elaine Ortiz-Harrison at 675-9452 or 701-9805. Have you become a member of YFCS yet? It takes a “village” to make this work well.

 

Groundhog Day is Thursday, February 2nd and we are anxiously awaiting Punxsutawney Phil’s prediction. Folklore says if it is cloudy when the groundhog comes out of its burrow on this day, then spring will arrive early. If it is sunny, the groundhog will see its shadow and head back into its den, and winter will last for six more weeks. Personally, I’m on the six more weeks of winter train. But, that’s just me.

 

On Sunday, February 5, the Atlanta Falcons will battle the New England Patriots in Superbowl 51 at the NRG Stadium in Houston, Texas. Friends will be gathering, food will be laid out on tables, beer will flow freely, bets will be made and fun will be had by all. Well, by football fans anyway. Eat, drink and be merry, but do so safely.

 

Valentine’s Day is a mere two weeks away. Have you filled out your valentines, made your dinner reservations, and purchased that special gift that says, “Be Mine!”? If you haven’t, well get on the ball. Annie Ruth’s in Brownsville and Annie’s at Lake Francis will be cooking up two Cupid Couples Specials, at each location, to share with your Valentine. Annie Ruth's Cupid Couples specials (dinner for two) 1. Prime rib dinner includes appetizer, soup or salad, veggie, choice of potato, dinner bread, beverage, dessert for $50. 2. Pasta marinara with two large mozzarella-stuffed meatballs includes appetizer, soup or salad, dinner bread, beverage, dessert. $35. Annie's at Lake Francis Cupid Couples specials (dinner for two) 1. Prime rib dinner with appetizer, soup or salad, veggie, choice of potato, dinner bread, beverage, dessert. $50.


2. Salmon pesto alfredo with two whole pieces of salmon includes appetizer, soup or salad, dinner bread, beverage, dessert. $40. Regular dinner items also available at both locations. Reservations encouraged but not required. Love is in the air!!

 

Look Back in Time – In 1909 fifty inches of rain fell in our mountains during the month of January (I don’t know what has fallen in Jan. this year but Ben has the total of 73.8 for the season this year).

 

Hope to see you in Brownsville soon. Christine and Yvonne

At Stone Soup we celebrate birthdays on the fourth Thursday each month. This is a chance to have cake, sing a bit and enjoy a good lunch. The regulars coming to Stone Soup have fun with friends and neighbors each week. Come join in.

 

Annie’s at Lake Francis is open and serving breakfast, lunch and dinner. Winter hours are Friday, Saturday and Sunday, 8:00 am – 8:00 pm. Log onto www.facebook.com/Anniesat LakeFrancis or call 692-8919 to check on daily specials prepared by Chef Steve. Annie’s at Lake Francis is located at 13919 Lake Francis Rd. in Dobbins. See you there.

 

January 28th is Chinese New Year. This will be the start of the year of the Rooster. If you were born in 1945, 1957, 1969, 1981, 1993 or 2005 you were born in a year of the Rooster. "Roosters" are hardworking, resourceful, courageous, and talented. Chinese New Year always falls between January 21 and February 20, determined by the Chinese lunar calendar. Even though it is winter, Chinese call their New Year holidays 'Spring Festival' because 'Start of Spring' (February 4 – 18) is the first of the terms in the traditional solar calendar. Even thought the winter weather continues, 'Start of Spring' marks the end of the coldest part of winter, when the Chinese start looking forward to the beginning of spring. The 16 days from New Year's Eve until the Lantern Festival each have a special celebration activity. The Lantern Festival is celebrated on the evening of the 15th day of the first lunar month. On the night of the full moon, families get together for dinner, see fireworks and light lanterns. The lanterns are used for decoration, they are let loose to fly, and are floated in the rivers. Yvonne was born in the year of the Ox. Ox are diligent, dependable, strong and robust. Christine was born the year of the Dragon. Dragons are divided into different types. Christine is a Water Dragon. Water Dragons are persevering, farsighted, vigorous, confident and intelligent. (I don’t know about that intelligent part, that could be debated sometimes.) If you wish you find out what year you were born, check out http://www.chinahighlights.com/travelguide/chinese-zodiac. We wish our Chinese readers a Happy New Year!

 

The Thrift Shop in Brownsville is holding a Bag Sale Feb. 1 – 2. All the clothing you can put in a bag will cost you $3.00. What bargains can be found!

 

Look Back in Time – In 1913 Eveline Bustillos, age 16, carried mail to La Porte on snowshoes, the first mail they had had in 10 days (lots of snow that year).

 

Hope to see you in Brownsville soon. Christine and Yvonne

Jan232017

By Boots Johnson

 

As I write this column yet another storm is due to invade California with heavy rains, high winds and lots of the white stuff in the mountains.

 

Fishing for sturgeon has been tough on the Sacramento River with the main problem being debris. Might be a good idea, if you decide to go fishing at this time, is to try the Sutter Bypass for catfish. There should be some good sized fish in the flooded areas.

 

Things are back to normal at Bullard’s Bar Reservoir after the barrier broke surrounding the dam which was caused by recent storms. As we stated last week local anglers are seeing strange boats and people there due to the record bass taken with the news spreading all over the west.

 

Folsom lake is removing water at maximum flow due to the reservoir being full and the weather reports telling us we are in for another soaking. The American River is running high from toe of levee to toe of levee. Lake Oroville is also dumping lots of water into the Feather River. Last report was 20,000 fps. In addition, the Yuba River is still running toe to toe with Englebright spilling over the top and Bullard’s dam running big time.

 

All of this water is putting a damper on fishing but some are still out there doing their thing on or near the water. We certainly hope those who go are careful and stay safe.

 

We attended the Sports Expo in Sacramento last Thursday and found just about anything you would want to look over or purchase. Lots of “show specials” with great price reduction. On the right of the entrance gates they had a building for kids. Even had a pond there with trout swimming around with rod, reel and line available for boys and girls to catch and release a fish. The program that was offered also included instruction on helping the environment and another on how to set up a campsite and so on. This is a great idea (the first this year) for the boys and girls to get first hand info and actually be a part of the process.

 

We talked about fishing for striped bass in the Feather River at Yuba City. This was stated in this column some time ago and now it appears this will be for sure the way the water situation looks in the North state. So................get that boat cleaned up, check out the tackle box, put some new line on those reels and let’s go fishing right in our back yard.

Boots fishing tip of the week: “Might be a good idea to check the hold in your boat for excessive water from recent heavy rains.”

By Don Rae

· Obama is building a huge brick wall around his new home in Washington D.C. To keep out illegal aliens?

· Remember how smart the intelligence community was about WMDs in the lead up to the Iraq War?

· Why wasn’t there any liberal breast-beating when JFK appointed his brother Attorney General? Selective outrage.

· Senate Democrats say they have an obligation to check the executive branch. Really? How many checks did they engage in during the past 8 years? The same folks cry crocodile tears over ethics of Trump’s nominees. Where was their outrage over Hillary?

· Democrats haven’t been this angry since Republicans freed their slaves (a Facebook political cartoon).

· Trump tweets; business listens.

· Sutter County Court is unable to provide public access to cases filed. Why? Because their IT folks haven’t been able to get a system operating for ages. Maybe the presiding judge needs to find out why.

· Steven Frank tells us: “Not long ago, the DMV did not send me the necessary license sticker. Online reservations were booked up. So I made the mistake of visiting the local regional office without an appointment, where I first got my license 47 years ago — the office then was a model of efficiency and professionalism. A half-century later, a line hundreds of feet long snaked out the door. The office is designated as a DMV center for licensing illegal aliens. The entire office, in the linguistic and operational sense, is recalibrated to assist those who are here illegally and to make it difficult if not impossible for citizens to use it as we did in the past. After 20 minutes, when the line had hardly moved, I left.”

· He’s not the only one, I’m still getting license renewals from DMV for a long sold car. And they suspended my personal license plate and demanded $14 to un-suspend it when it wasn’t assigned to the car they claimed it was. Finally, in desperation at not getting anyone at DMV to talk to, I just sent the $14. DMV promptly returned the check saying it wasn’t necessary. Huh?

· You can’t make this stuff up. Moonbeam and his lackeys in the legislature have legalized child prostitution in California. Pimps will now only kidnap under-aged girls. And older prostitutes will file suit against Moonbeam for depriving them of their livelihood.

· John Muir noted that Yosemite glaciers were shrinking. This was long before fossil fuels were spouting CO2 into the atmosphere. Think about how Yosemite Valley was formed. Glaciers. And they are gone from the valley. Man had nothing to do with it.

· Remember Rudyard Kipling wrote in “The Dawn Wind”, “So when the world is asleep and there seems no hope of her waking. Out of some long, bad dream that makes her mutter and moan, suddenly, all men arise to the noise of fetters breaking. And everyone smiles at his neighbor and tells him his soul is his own.” Goodbye Obama; Hello Trump.

· One argument made about the economy and illegal aliens is that the money they earn goes back into the economy. What the progressives ignore is how much is sent back each paycheck to the home country. The US economy doesn’t benefit from those dollars. As they have their “cry-ins” and suck on their pacifiers in safe spaces, students complain about student loan debt. Didn’t they take out these loans voluntarily? Do they expect the government to cancel mortgages, car loans, credit card debt and all other loans?

· As the Democrats look at the Trump appointments they cry about Celebrating Diversity. Unfortunately, they can’t conceive of the concept of appointing based on competence, not appearances.

· There are 482 sanctuary cities and 58 sanctuary counties in California. Under the Democrats, California officials are more concerned with the health, safety and welfare of illegal aliens than that of American citizens.

· The so-called “ethics in government” charade is designed to keep highly successful people who have excelled in business out of government. That makes plenty of room for 2nd sons and daughters who can be shoveled off to politics and out of family businesses, which they’d ruin with their incompetence.

· The Democrats in the California legislature want to require high schools to teach students reasoning skills. Isn’t that a part of learning already? Or if it is not, that explains a lot of the craziness on campuses today. The assembly member advocating the requirement, ties it to learning how to spot “fake news.” The lesson plan he has in mind will be interesting given the total leftist agenda now prevalent in California schools.

· Media is showing its’ leftist credentials again in printed “fake news” from the Associated Press. A half page of ink with the blatant purpose of keeping a fake story about the President before the public. You might consider a truism used by courts in evaluating witness testimony. If the witness is caught in one lie, you can make the assumption that the remainder of the testimony is suspect.

· Feinstein continues to show her crazy-liberal leanings. Her questions of the Attorney General nominee were related only to LGBT and abortion, the most important issues in her narrow mind. Then a couple of days later her husband’s company gets a nearly billion dollar contract for the high speed train to nowhere. Isn’t she a peach?

· In 1958, the script of the movie “Indiscreet” has the hero saying the weather is changing. Good grief. Back then?

· Does anyone care what Hollywood cry babies think? All their self-congratulatory fantasies called Golden Globes and Oscars are not in any way associated with the real world. Meryl Streep ought to ennoble herself by keeping with acting. Singing and politics are not her high spots.

· Conservation radicals want to “restore the historic wetlands” in California. Read “Battling the Inland Sea” to learn how much of the Central Valley was inundated six months of every year before the gold rush. History is such a great teacher.

Jan232017

Tips for buying a car

 

Want to buy a new car? You’re not alone. New car sales are were booming but now may be slacking off for the time for a good deal may be at hand.

 

Let’s talk about just how to go about getting the most for your money if shopping for a new car.

 

I don’t know of anyone who didn’t think they got a good deal on their purchase of a new car and it’s a strategy by dealers to convince you that your deal is the best deal ever.

 

Don’t you believe it. The next person right behind you may cut a better one.

 

Tricks like paying $100 bucks over invoice or a special holiday sale is all smoke and mirrors.

 

Ever notice how once a special onetime sale is over another one takes its place?

 

And how could any car dealer survive on a profit of $100 dollars over invoice?

 

The truth is they can’t, and they’re making thousands on each and every car they sell despite that “invoice cost” they love to tout.

 

They do the proverbial “start high” on the asking price and depending on how pushy you are, they go down from there. If you’re not very pushy, they make even more, but even you tough-negotiator types may be paying way more than you should.

 

I know how car sales work because I put myself through school selling cars.

 

How do I get the best deal and buy that car at the lowest possible price?

 

Over the years I have found getting the lowest price is easy if you’re willing to spend a few hours sending out some emails and putting up with some pushy sales people using age old tactics.

 

First off, don’t ever go into a dealer ready to buy unless you know exactly what model and extras you want and the exact price you will be paying. You do that by identifying the car you want down to the very last detail including all options, trim and extras you may want. Then start by sending multiple emails to at least half a dozen dealers. You may have to email dealers an hour’s drive away from you or more but don’t worry; it’s all part of the process.

Email the internet sales manager. Ask him by email for his best “out the door” price with all destination fees, taxes, prep fees and all. Many dealers will try and hide a fee until you show up to buy the car so make sure you get your price as OUT THE DOOR and in writing.

 

Many will ask you to come in person to discuss your deal or to negotiate the best possible price.

 

Don’t do it. Persist with emails only and push until you get firm quotes for an OUT THE DOOR PRICE. Some dealers will stop answering and disappear and that’s fine. You don’t want to do business with someone who won’t follow up with you even before you bought the car. If he won’t work for the sale he won’t help you after it.

 

In essence you are shopping one dealer against the other (dealers hate this as it pushes down the price to the absolute lowest).You will find a lot of flakey dealers not being responsive or trying to get you to come down and visit but hold fast. Insist your answers by email only and make sure it is an out the door price.

 

It may take days, even weeks of hammering but eventually you will start to notice just how low in price they will go. Continue to shop one price against the other multiple times going back and forth between dealers. Many will get mad and disappear but the truly hungry ones and the ones with integrity will make themselves known. You won’t make any friends doing this. In fact you will only have one friend at the conclusion. The one you buy the car from.

Stick to your strategy and be persistent. Be resolute in your task and shop prices until they won’t go any lower. You can even email the remaining dealers and say that you are buying a car that day and ask them one final time for their price. You may even get lower prices after that email.

 

Once you have found the lowest price and you have it in writing, you are ready to make your trip to the dealer. Stay away from any added extras when you pick up the car like the special “paint sealant” or extended warranties. If you want any of those, know that going in and get those in your out the door price BEFORE you go. You may even find a dealer backing out of his price when you arrive which is why you must get it in writing and every detail covered.

 

In the end you will save many frustrating trips, gas money and thousands on your car, and if you are like me, have a little fun in the process.

 

This article expresses the opinions of Marc Cuniberti and should not be construed or acted upon as individual investment advice. Mr. Cuniberti is an Investment Advisor Representative through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marc can be contacted at MKB Financial Services 164 Maple St #1, Auburn, CA 95603 (530) 823-2792. MKB Financial Services and Cambridge are not affiliated. His website is www.moneymanagementradio.com. California Insurance License # OL34249

Southern California farmers hope for more rain

There's rain forecast this week for many parts of Southern California, and that's welcome news for farmers in the region. Whereas Northern California has seen powerful storms during January, rainfall totals to the south remain below average. Farmers in Santa Barbara County have had to prune some of their avocado trees down to stumps, due to lack of water. A farmer who grows wheat in northern Los Angeles County says he needs more rain to assure he can plant his crop.

 

Flooded fields may not show damage for months

In areas of Northern California where rivers and streams have overflowed their banks, farmers assess the impact of flooding on their crops. In many cases, the possibility of damage will hinge on how long the crops remain under standing water. University of California farm advisors say flooded alfalfa fields may not show any damage for months. Advisors encourage farmers to inspect alfalfa fields carefully once they drain.

 

Biologists study ways to help salmon

How best to use water to help protected fish remains a disputed topic, and a new study indicates one current method may have only limited benefit. The fishery consulting firm Fishbio says releasing water from reservoirs in prescribed "pulse flows" does not appear to stimulate salmon migration. The firm studied salmon in the Stanislaus River. It says other actions, such as installing a rock barrier in a specific location, appeared to do more good.

 

UCSB focuses efforts against avocado pest

A tiny pest threatens big problems for avocado trees and for native trees alike. Researchers at the University of California, Santa Barbara, say the "shot hole borer" has moved into the area around the campus. The pests bore into trees and carry a fungus that damages the trees. UC researchers say they want to learn if the pests are moving from native trees into avocado groves, and to learn more about how to control the pests.

Starring: Vin Diesel, Donnie Yen, and Deepika Padukone

 

Rated: PG:13 Runtime: 107 min

A presumed dead clandestine world saver is recruited to reclaim a stolen device that drops satellites from space on designated targets. Not a cool thing to do. Xander must meet new and interesting people, set up a team, and save the world.

 

The story was made to entertain and make money. Not very deep, but fun and fast paced. The acting was great aside from a few overly done roles. The action is great and the effects even better. They drive the story right along.

xXx: Return of Xander Cage, earns three out of four, Double Flushing Monkeys, This is a film meant to take you out of the real world and entertain you with bright flashy lights and loud noises for an hour and forty seven minutes. It has one of the longest fight scenes I have ever seen. The shaky cam is used in a few scenes a little to much other wise another monkey would have stayed around to write this article. Enjoy